India is a “nearly 100% banked country†that offers its citizens universal access to financial services aimed at spurring development, a UN commission heard . In the five months since the universal banking access programme, Pradhan Mantri Jan Dhan Yojana, was launched, 100 million people have opened bank accounts, Mayank Joshi, a first secretary in India's UN mission told the Commission for Social Development. These figures are, frankly, staggering, he said. India is today a nearly 100 percent banked country. This, we expect, will enable demand, growth and development. Secretary General Ban Ki-moon told the meeting that quality, not just quantity, must be the scale on which growth must be rated. “We are the first generation that can address the impact of climate change. Let us reaffirm our commitment to promoting social development and social justice and building a better, more sustainable world for all.